Responsible Investment and Lending Management
We have formulated a Responsible Investment Policy and Responsible Investment Regulations in accordance with the six PRI to guide our daily operations. Furthermore, we established a dedicated unit for sustainable investment in 2021, responsible for our sustainable investment strategy, policy formulation, and process optimization, and we actively participate in internal and external forums and training activities.
In 2024, Taiwan Life established sustainable financial asset identification standards within its Responsible Investment Regulations to prevent potential greenwashing in financial asset disclosures. Additionally, Taiwan Life incorporated surveys based on the Guidelines for the Determination of Sustainable Economic Activities into its engagement questionnaires, encouraging invested and financed enterprises to comply with these guidelines and fulfilling our stewardship responsibilities as an institutional investor.
● Pre-investment process
● Post-investment Management
Responsible Investment and Lending Performance
In recent years, Taiwan Life's investment portfolio has primarily focused on long-term holdings in domestic and foreign bonds that offer stable returns. This strategy aims to provide customers with secure and steady investment protection while safeguarding their interests. In 2024, Taiwan Life's total investment assets reached approximately NT$2.07 trillion, with responsible investments and loans (including sustainable financial assets) totaling around NT$1.25 trillion.
In terms of sustainable-themed investments, Taiwan Life aligns its asset allocation with its overall investment portfolio, primarily focusing on domestic and foreign bonds as well as project financing. As of 2024, the cumulative approved investment and lending amount in sustainable development sectors has reached NT$71.155 billion.
In addition, the Company actively supports the government's green energy policies and Taiwan's Pathway to Net-Zero Emissions in 2050. As of the end of 2024, Taiwan Life has invested a cumulative total of NT$18.214 billion in green power and renewable energy industries (including wind and solar power, power systems, and energy storage) within the twelve key strategic industries and six core sectors. The Company continues to explore and evaluate relevant investment and lending opportunities.
Furthermore, we review financing projects to ensure their applicability and compliance with the Taiwan Sustainable Taxonomy. Currently, approximately 41.97% of our corporate loan portfolio aligns with the forward-looking economic activities specified in the guideline. In addition to monitoring net-zero transition-related information about our investment and financing targets, we also evaluate the impact of clean energy on climate change.
● Green Investment Projects Over the Years
