Declared Interest Rate

Year / Month Products Declared Rates

Policy Loan Interest Rate

Year / Month Products Loan Rates
*Method for determining liability load rates
  1. US Dollar Interest-Sensitive Increasing Whole Life:the assumed interest rate plus 0.5%, the lower limit is 4%
  2. US Dollar Interest Sensitive Annuity:the declared interest rate plus 0.5%, the lower limit is 4%
  3. CNY Interest Sensitive Annuity:the declared interest rate plus 0.5%, the lower limit is 5%
  4. For investment-linked products, the Company applies floating interest rates after having carefully evaluated the policy costs and market interest rate standard. The current interest rate is 5.5% p.a.